The National Rural Housing Coalition and our members strongly support federal programs that protect opportunities for affordable rural homeownership. Two of these programs — the Section 502 Direct Loan program and the Section 523 Mutual Self-Help Housing program — stand out as two of the best ways to meet rural housing needs. By examining the successful track records of thes programs, and by adopting practical measures to expand and improve their performance, our nation can better address the unique housing challenges in rural America.
Like all USDA Rural Housing programs, Section 502 Direct Loans and Section 523 Mutual Self-Help Housing help improve quality of life and economic opportunity in rural America, serving our most vulnerable residents — low-income families, the elderly, and persons with disabilities.