The Best Christmas Ever
In eastern Kentucky, a family with three children — one with special needs — built an energy-efficient home through USDA 502 financing and sweat-equity, cutting utility costs in half.
Finally a Home for Ms. McGuire
In Durant, Oklahoma, a single woman fulfilled her lifelong dream of homeownership by contributing sweat-equity hours alongside USDA and Little Dixie’s self-help construction team
Lincoln County Housing and Development Authority
A rural Minnesota USDA 515 rental property on the brink of failure was rescued when LCHRA took over management, secured $500,000 for repairs, restored full occupancy, and—with MHP’s assistance—completed an expedited ownership transfer in 2020.
A New Home for the Abbotts
A young Delaware father worked more than 1,300 sweat-equity hours while holding a full-time job, eventually moving with his daughter into an Energy-Star certified self-help home built through MHDC’s program.
Finally Home: The Charles Family
A public-housing resident in Delaware improved his credit, saved nearly $9,000, and—with NCALL’s coaching—secured a USDA 502 loan, allowing his family to move into a newly built home in Dagsboro.
The Strand Family
A single mother in Minnesota partnered with Habitat and USDA Rural Housing to build a home she could not otherwise afford, closing on a $97,320 loan and gaining a safe yard and stability for her son.
Gibson Gardens
ORFH and USDA partnered to rehabilitate the aging Gibson Gardens apartments in Chelan, Washington, preserving affordable 515 rental housing in a tourist-driven market where local workers are being priced out.
A New Home for a Young Mother
A young mother in Pennsylvania living on disability benefits became eligible for a 1% USDA 502 mortgage after PathStone counseling, and is now completing a Habitat home through sweat equity for her two children.
A New Roof for the Elkins Family
A disabled Army veteran in Tennessee received a full roof replacement through a community-led Habitat project, funded partly by a USDA 504 grant and supported by local volunteers and donors while his wife battled cancer.
The Camp Fire
CHIP and RCAC are working to rebuild the 36-unit Paradise Community Village after the Camp Fire destroyed it, securing funding and pushing for LIHTC and USDA policy changes so low-income families can return to affordable housing.